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Easy online application, quick decisions, and funds as soon as the next day!*

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than payday loans. 
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OppLoans customers rate us 4.9/5 stars on Google

Kevin - Springfield, IL

I'm back on the road to financial recovery thanks to OppLoans.

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Applying does NOT affect your FICO® credit score

Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans

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© 2018 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use, Privacy Policy, and Additional Disclosures.

In AK, AZ, DC, FL, HI, IN, KY, MI, MN, MT, ND, NE, OK, OR, SD, WA and WY all installment loans are originated by FinWise Bank, a Utah chartered bank, located in Sandy, Utah, member FDIC. California applicants may be funded by one of several lenders, including: (i) FinWise Bank; or, (ii) OppLoans, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.

CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Financing Law License No. 603 K647).

DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2018.

NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

OH & TX residents: Opportunity Financial, LLC is a Credit Services Organization/Credit Access Business that arranges loans issued by a third-party lender. Ohio Credit Services Organization Certificate of Registration No. CS.900195.000.

OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.

Based on customer service ratings on Google. Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Check loan reviews.

* Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day.

Rates and terms vary by state. For example, a $2,000 loan made or arranged by Opportunity Financial with 9 monthly payments of $372.94 has a 160% APR. After the 9th successful payment, the loan would be paid in full.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 10 p.m. and Saturday between 9 a.m. – 2 p.m. Central Time, or by sending an email to help@opploans.com.